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var(--ease);outline:none}.faq-item.open{border-color:var(--gold);background:#141e30f2;box-shadow:var(--shadow-md)}.faq-q:hover{color:var(--gold-lt)}.faq-ico{width:28px;height:28px;border-radius:50%;border:1.5px solid var(--border);display:grid;place-items:center;color:var(--gold);font-size:1.2rem;font-weight:300;flex-shrink:0;transition:all var(--ease)}.faq-q:hover .faq-ico{border-color:var(--gold-lt);color:var(--gold-lt)}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s cubic-bezier(.25,1,.5,1)}.faq-a-inner{padding:0 30px 24px;color:var(--gray-lt);font-size:.95rem;line-height:1.8;border-top:1px solid rgba(255,255,255,.03)}.faq-item.open .faq-ico{transform:rotate(45deg);border-color:var(--gold-lt);color:var(--gold-lt)}#contact{background:linear-gradient(135deg,var(--navy) 0%,rgba(17,24,39,.95) 100%)}.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:80px;align-items:start}.c-detail{display:flex;align-items:flex-start;gap:20px;margin-bottom:28px}.c-ico{width:46px;height:46px;border-radius:12px;background:#c9a84c12;border:1px solid var(--border);display:grid;place-items:center;color:var(--gold-lt);font-size:1.3rem;flex-shrink:0;box-shadow:var(--shadow-sm)}.c-label{font-size:.75rem;color:var(--gray);letter-spacing:.15em;text-transform:uppercase;font-weight:700;margin-bottom:4px}.c-val{font-size:1rem;color:var(--off);font-weight:600;line-height:1.6}.c-form{background:var(--navy-card);border:1px solid var(--border);border-radius:20px;padding:45px;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:var(--shadow-lg)}.fg{margin-bottom:24px}.fg label{display:block;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gray-lt);font-weight:700;margin-bottom:8px}.fg input,.fg textarea,.fg select{width:100%;background:#11182799;border:1px solid var(--border);border-radius:var(--r);padding:14px 20px;color:var(--white);font-family:var(--ff-sans);font-size:.92rem;transition:all var(--ease);outline:none}.fg input:focus,.fg textarea:focus,.fg select:focus{border-color:var(--gold);background:#111827d9;box-shadow:0 0 15px #c9a84c26}.fg textarea{resize:vertical;min-height:130px}.fg select{-moz-appearance:none;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C9A84C' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 20px center;background-size:15px}.fg select option{background:var(--navy-mid);color:var(--off)}footer{background:#070a14;border-top:1px solid var(--border);padding:80px 5% 40px;position:relative;z-index:5}.footer-grid{max-width:1200px;margin:0 auto 60px;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:50px}.footer-brand p{color:var(--gray-lt);font-size:.9rem;margin-top:20px;line-height:1.8;max-width:320px}.footer-col h4{font-family:var(--ff-display);font-size:1rem;font-weight:700;color:var(--gold-lt);margin-bottom:25px;letter-spacing:.05em}.footer-col li{margin-bottom:12px}.footer-col a{color:var(--gray);font-size:.88rem;font-weight:500}.footer-col a:hover{color:var(--gold-lt);transform:translate(4px)}.footer-bottom{max-width:1200px;margin:0 auto;border-top:1px solid rgba(255,255,255,.05);padding-top:30px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px}.footer-bottom p{color:var(--gray);font-size:.8rem}.float{position:fixed;bottom:30px;right:30px;z-index:900;width:58px;height:58px;border-radius:50%;background:linear-gradient(135deg,var(--gold) 0%,var(--gold-lt) 100%);color:var(--navy);border:none;cursor:pointer;display:grid;place-items:center;font-size:1.4rem;box-shadow:0 6px 20px #c9a84c73;transition:all var(--ease)}.float:hover{transform:scale(1.1) translateY(-4px);box-shadow:0 10px 25px #c9a84ca6}.svc-section{position:relative;background-size:cover;background-position:center;background-repeat:no-repeat;background-attachment:fixed;overflow:hidden}.svc-section:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:none;z-index:1}.svc-inner{position:relative;z-index:2;max-width:1200px;margin:0 auto;padding:100px 5%;display:grid;gap:50px}.svc-inner.layout-left-panel{grid-template-columns:1.1fr .9fr;align-items:center}.svc-inner.layout-right-panel{grid-template-columns:.9fr 1.1fr;align-items:center}.svc-inner.layout-full{grid-template-columns:1fr;max-width:1500px;width:95%}.svc-panel{background:#0b1120e0;border:1px solid var(--border);border-radius:20px;padding:50px;backdrop-filter:blur(15px);-webkit-backdrop-filter:blur(15px);box-shadow:var(--shadow-lg);transition:border-color var(--ease)}.svc-panel:hover{border-color:var(--border-hover)}.svc-panel.light{background:#ffffffed;color:var(--navy-mid);border:1px solid rgba(255,255,255,.2);box-shadow:0 20px 50px #0006}.svc-panel.light .svc-title{color:var(--navy)}.svc-panel.light .svc-sub,.svc-panel.light .svc-list li{color:#374151}.svc-panel.light .svc-list li:before{color:var(--gold-dim)}.svc-icon-badge{width:64px;height:64px;border-radius:16px;background:linear-gradient(135deg,var(--gold-dim) 0%,var(--gold) 100%);display:grid;place-items:center;font-size:1.8rem;margin-bottom:25px;box-shadow:var(--shadow-md);color:var(--navy)}.svc-title{font-family:var(--ff-display);font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800;color:var(--gold-lt);margin-bottom:15px;line-height:1.25}.svc-sub{color:var(--gray-lt);font-size:1.02rem;margin-bottom:30px;line-height:1.8}.svc-list{display:flex;flex-direction:column;gap:14px}.svc-list li{font-size:.95rem;color:var(--gray-lt);display:flex;align-items:flex-start;gap:14px;line-height:1.6;font-weight:500}.svc-list li:before{content:"→";color:var(--gold);flex-shrink:0;font-weight:800;font-size:1.1rem}.svc-quote{background:#c9a84c14;border-left:4px solid var(--gold);border-radius:0 16px 16px 0;padding:30px;font-family:var(--ff-display);font-style:italic;color:var(--white);font-size:1.15rem;line-height:1.8;box-shadow:var(--shadow-md)}.svc-quote.dark-bg{background:#0b1120eb;border-left-color:var(--gold)}.svc-3cols{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:15px}.mini-panel{background:#0b1120eb;border:1px solid var(--border);border-radius:16px;padding:30px 16px;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:var(--shadow-md);transition:all 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30px}.check-item{display:flex;align-items:center;gap:14px;font-size:.95rem;color:var(--gray-lt);font-weight:600}.check-box{width:26px;height:26px;background:var(--gold);border-radius:6px;display:grid;place-items:center;flex-shrink:0;font-size:.85rem;color:var(--navy);font-weight:800;box-shadow:var(--shadow-sm)}.icon-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:30px}.icon-card{text-align:center;padding:24px 15px;background:#ffffff05;border:1px solid rgba(255,255,255,.03);border-radius:12px;transition:all var(--ease)}.icon-card:hover{background:#ffffff0d;border-color:var(--border)}.icon-card .ico{font-size:2.2rem;margin-bottom:12px;filter:drop-shadow(0 2px 4px rgba(0,0,0,.3))}.icon-card p{font-size:.85rem;color:var(--gold-lt);font-weight:600;line-height:1.4}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.why-item{display:flex;align-items:center;gap:20px;background:#111827cc;border:1px solid var(--border);border-radius:12px;padding:20px 24px;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);transition:all var(--ease)}.why-item:hover{border-color:var(--border-hover);transform:translate(6px)}.why-num{width:44px;height:44px;border-radius:8px;background:var(--gold);display:grid;place-items:center;font-family:var(--ff-display);font-weight:900;font-size:1.2rem;color:var(--navy);flex-shrink:0;box-shadow:0 4px 10px #c9a84c4d}.why-text{font-size:.95rem;color:var(--off);font-weight:600;line-height:1.4}@media(max-width:1024px){.hero-wrap{grid-template-columns:1fr;gap:40px}.hero-stats{flex-direction:row;flex-wrap:wrap}.stat-card{flex:1;min-width:210px}.about-grid{grid-template-columns:1fr;gap:50px}.stats-grid{grid-template-columns:repeat(2,1fr)}.testi-grid{grid-template-columns:1fr 1fr}.contact-grid{grid-template-columns:1fr;gap:50px}.footer-grid{grid-template-columns:1fr 1fr;gap:40px}.svc-inner.layout-left-panel,.svc-inner.layout-right-panel{grid-template-columns:1fr;gap:40px}.svc-inner.layout-right-panel div:first-child{display:none}}@media(max-width:768px){section{padding:80px 5%}nav{height:70px}nav.scrolled{height:65px}.nav-links,.nav-btn{display:none}.hbg{display:flex}.testi-grid{grid-template-columns:1fr}.hero-btns{flex-direction:column;gap:15px}.hero-btns a{width:100%;justify-content:center}.footer-grid{grid-template-columns:1fr}.svc-3cols{grid-template-columns:1fr;gap:20px}.check-grid{grid-template-columns:1fr;gap:12px}.why-grid{grid-template-columns:1fr}.icon-row{grid-template-columns:1fr;gap:16px}.c-form{padding:24px}.svc-panel{padding:30px 24px}}.ip-special-overlay:before,.stock-special-overlay:before{background:none!important}.ip-special-overlay .svc-panel,.stock-special-overlay .svc-panel{background:#0b112070!important}